A professional man in a blue shirt and tie smiles, holding papers, as he discusses with two seniors in an office. The mood is friendly and collaborative.

When most people imagine retirement, they picture a well-stocked investment portfolio, a steady Social Security check, and maybe some part-time income from passion projects. What’s often missing from the conversation? Home equity: the single largest asset for many retirees. Chris Kawashima, CFP®, a seasoned financial planner and equity compensation specialist at Charles Schwab, challenges the traditional…

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